Private Mortgage Insurance (PMI) is the insurance lenders requirement for home buyers to purchase when the amount being loaned is more than 80% of the value of the home.
We recognize that the needs of our clients are unique and varied. If you do not find what you are looking for on our website, please email or telephone us about your specific appraisal need. We’d be delighted to discuss it with you.
Experience You Can Count On....
You can rely on our expertise and knowledge of the Pee Dee market to provide you an accurate appraisal of your property.
Accurate & Affordable
We have been appraising residential real estate in the Pee Dee area for many years. Our expertise in the ever-changing market conditions in this area allow us to provide you with an accurate assessment of the current real estate value. Major mortgage providers , Agents & Estate Lawyers count on our services due to our thoroughness to arrive at an accurate appraisal for residents located in Florence, Effingham, Quinby, Lake City, Coward, Scranton, Johnsonville, Pamplico, Darlington, Hartsville, Dillion, Lake View, Marion and Mullins.
We appreciate your interest in our appraisal company and look forward to working with you.
For specific information about any of our services, please use our contact form, or call: (843) 662-2064
Call us today (843) 662-2064 to make your appointment for reliable and dependable home appraisal!
"PMI" News Fact
A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for Private Mortgage Insurance. Once your South Carolina mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Even if you haven't paid down your mortgage below that level, you can start trying to get your PMI canceled as soon as you suspect that your equity in your home or your home's value has gone up significantly, perhaps because your home's value has risen along with other local homes or because you've remodeled.
Such value-based rises in your homes equity can be documented to your mortgage lender through our detailed appraisal report. This could save you hundreds of dollars a year!
Be sure that you request us if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their approved list, and if not we will quickly provide your lender with the necessary documentation to become approved..
Jonathan D. Chandler, SRA
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